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Auto Loans

Auto Loans

Gear up for your next vehicle with an auto loan that fits your life.

What We Offer

  • Preapproval by phone or online
  • Competitively low rates

Ready to apply? Check out our loan checklist to see what you need.

couple holding new car key

Exclusive refinance offer

Now through May 31, 2019, when you refinance your current auto loan from another lender to Inspirus you’ll receive 1% cash back (up to $500) of the loan


Current as of 04/22/2019
Up to 72 months3.74% - 16.75%
73 - 84 months3.94% - 9.65%
85 months and higher5.44% - 8.44%

Current rates from 3.74% - 16.75%. Subject to change at any time. Rates shown include 0.50% discount for loan repayment by direct deposit or payroll deduction. Rates and terms subject to, but not limited to: credit history, age of collateral, loan to value, and loan term.

Loan Example: On a $20,000 vehicle loan at 3.89% APR, you would make 72 monthly payments of $311.90.

$10,000 minimum loan amount on terms 73-84 months.

Some restrictions and fees may apply.

†All loans are subject to Inspirus Credit Union lending policies. Offer, rate, and term are subject to change. This offer is available on automobiles financed at another financial institution, and offer is not valid to refinance existing Inspirus loans. Contact the credit union to see if your loan is included. Minimum loan amount eligible is $10,000. Maximum cash-back amount is $500.

Features & Benefits

No setup fees
No early repayment penalty


couple on laptop

Not only do they rent and lease great vehicles, Enterprise also sells them too. They have more than 250 makes and models to choose from. Plus, each car is rigorously inspected by an ASE-Certified technician. 

man at the office

Take advantage of prearranged pricing for virtually all new (and select pre-owned) makes and models, whether you're searching for a car, truck, SUV, or RV. You’ll also receive a free Costco membership or cash card with your Inspirus loan.

Three ways you can apply