. Auto Loans & Vehicle Refinancing | Inspirus Credit Union

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Auto Loans

Auto Loans

Gear up for your next vehicle with an auto loan that fits your life.

What We Offer

  • Preapproval by phone or online
  • Competitively low rates

Ready to apply? Check out our loan checklist to see what you need.

couple in front of car


Current as of 10/02/2017
Up to 72 months2.79% - 15.80%
73 - 84 months2.99% - 8.70%
85 months and higher4.49% - 7.49%

Current rates from 2.79% - 15.80%. Subject to change at any time. Rates shown include 0.50% discount for loan repayment by direct deposit or payroll deduction. Rates and terms subject to, but not limited to: credit history, age of collateral, loan to value, and loan term.

Loan Example: Monthly principal and interest payment of $459.68 on a $20,000 loan at 4.90% with a term of 48 months.

$10,000 minimum loan amount on terms 73-84 months.

Some restrictions and fees may apply.

Features & Benefits

No setup fees
No early repayment penalty


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Not only do they rent and lease great vehicles, Enterprise also sells them too. They have more than 250 makes and models to choose from. Plus, each car is rigorously inspected by an ASE-Certified technician. 

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Take advantage of prearranged pricing for virtually all new (and select pre-owned) makes and models, whether you're searching for a car, truck, SUV, or RV. You’ll also receive a free Costco membership or cash card with your Inspirus loan.

Three ways you can apply