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Balance Transfer

Get financially fit

Cut out your debt and get financially fit

Use our 2% APR* balance transfer promotion!

Work off those high-interest balances. Lock in 2% APR* on all balances transferred to an Inspirus Visa® Platinum Credit Card for one whole year. After that, our low variable rate applies (currently 8.00% - 14.00% APR).

Or get our 2% unlimited cash back card!

Reward yourself with the card that gives back. Earn 2% cash back on all purchases with the Inspirus Visa® Signature Credit Card. You’ll also get instant access to discounts and savings to places you love to shop.

Both Inspirus credit cards offer

  • no annual fee
    No annual fee
  • no transfer fee
    No transfer fee
  • Competitively low interest rate
    Competitively low interest rate

Balance Transfer

Slim down and save by transferring balances to our Visa Platinum card between January 1, 2018 and March 31, 2018. When you do, interest on balances transferred will be reduced to 2.00% APR* for 12 months from the date of transfer. After that, you’ll still pay a low variable rate (currently 8.00% - 14.00% APR).**

Take the leap to further cut out your debt:

  • Create a budget. We have a tool in our Digital Banking Platform to help you.
  • Set a reminder for when the 12 months is up.
  • Whenever you can, pay more than the minimum. You’ll pay less over time.

Does this sound like a good option for you?

Current Inspirus Visa Platinum cardholders can start transferring balances today! Call us or go online. Don’t have an Inspirus Platinum Card yet? Get twice the savings when you open one. We offer a 0% introductory APR on purchases for the first six months for new cardholders. After that, our standard low rates apply (currently 8.00% - 14.00% APR).

Want more information?

Compare our Platinum and Signature cards and make the right choice for you!

Rewards Card

Supplement your savings goals with our Visa Signature card that gives you 2% unlimited cash back on all purchases with a low-interest rate (currently 10.00% - 16.00% APR)*. Our balance transfer promotion does not apply to this card, but you can still transfer balances at no extra cost and you won’t pay an annual fee!

Take the leap to further knock out your debt:

  • Create a budget. We have a tool in our Digital Banking Platform to help you.
  • Take advantage of all the great benefits, including payment protection, travel assistance, auto rental collision damage waiver, and more!
  • Enjoy valuable savings and discounts on dining, shopping, and once-in-a-lifetime experiences.

Want more information?

Compare our Platinum and Signature cards and make the right choice for you!

Go online

Transfer balances through Digital Banking. Simply sign in and click on the Visa Credit Card widget.

Call any time

We’re available 24/7! Call locally at 206.628.4010 or toll-free at 888.628.4010.

Visit us

Come on by! We’re open weekdays from 9 a.m. - 5 p.m. Find a branch nearby.

*APR = Annual Percentage Rate. Inspirus Visa Signature cardholders are not eligible for this balance consolidation promotion. Eligibility and the non-promotional rate for which you may qualify will be determined by your personal creditworthiness.

**For Balance Transfers: Eligibility and the non-promotional rate for which you may qualify will be determined by your personal creditworthiness. The promotional rate applies to balances transferred to a credit union Visa Platinum credit card during the promotional period between January 1, 2018 and March 31, 2018. The promotion may not be combined with any other offer and does not apply to existing balances on your credit union Visa. Your account must be in good standing. 2.00% APR will apply only to transferred balance amounts and will remain in effect for up to one year from the date of balance transfer. After that, your rate on any remaining transferred balance converts to our regular variable rate, currently 8.00% – 14.00% APR as of January 1, 2018.

When you call, you'll want to have this information handy for each card you'll be transferring balances from: account number, transfer amount, payee, and payment address.

Programs, rates, terms, and conditions are subject to change at any time without notice. A 1% foreign transaction fee may apply to Platinum cards. A 2.5% fee applies to cash advances. There are no fees for balance transfers.