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Credit Cards

Partner with us. More purchasing power for you.

Whether you’re new to credit or well-versed, it’s important to have a card that benefits you. With an Inspirus credit card, members automatically benefit from our competitively low rates and no annual fee. Plus, it’s easy to monitor your spending and manage your account with our Digital Banking Platform.

Get started today!

Reward yourself with our Inspirus Visa® Signature Card

visa signature card

Earn 2% unlimited cash back

Consolidate & save with our Inspirus Visa® Platinum Card

visa credit card

Get 0% introductory APR on purchases for 6 months

 Signature rewards cardPlatinum credit card
Variable Annual
Percentage Rate
9.75 % - 15.75%0% introductory rate on purchases for 6 months*
7.75% - 13.75% after introductory period
Credit line up to$20,000$20,000
($500 for youth accounts)

*Standard rates apply on cash advances and balance transfers.
Rates effective as of the last dividend declaration date. Rates and Terms subject to credit approval. APR will vary after account opening (see Credit Card Agreement for details). Programs, rates, terms, and conditions subject to change without notice. Limit one credit card type per membership.


**Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.


 Signature rewards cardPlatinum credit card
Annual Fee$0$0
Foreign Transaction Fees$01% per transaction
Cash Advance Fee2.5% of advance amount2.5% of advance amount

Your Inspirus account includes:

No annual fees icon
No annual fees
Transaction Alerts
Transaction Alerts