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Elements Savings

Savings Account

Help your family achieve their financial goals.

How You Qualify

  • Primary member is between 11-17 years old
  • A parent or legal guardian is on the account
  • $5 minimum deposit to open and maintain
  • Enroll in eStatements

Teens and tweens can start saving for the things that are important to them and learn money management skills along the way.

couple on a laptop


Monthly FeesMinimum BalanceDividend RateAPY*
None$57.71% for balances up to $500.00
0.25% for balances $500.01 and over

View Disclosures

 The Fine Print

*APY = Annual Percentage Yield

Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 8.00% APY.

Features & Benefits

0.50% discount on most installment loan rates

0.50% discount on most installment loan rates

Free ATM card

Free ATM card

No monthly service fees

No monthly service fees

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Double up on money management with a free Elements Checking account, which also earns competitive dividends and includes a Visa® debit card. Members are also eligible to apply for a low-interest Visa® Youth Credit Card and start establishing credit with no annual fees.

Three ways to apply