Fees | Inspirus Credit Union | Seattle, WA - Spokane, WA


Savings Account
Monthly service feeNone
Minimum balance$5.00
Transfers/withdrawals that exceed the six-per-month limit per Regulation D$5.00
Inactive account (No activity in 24+ months) (Youth accounts, no fee)$2.50
Regular Statement Fee (monthly)None
Individual Retirement Account
Annual feeNone
Opening or closing feeNone
Checking Account
ADDvantage, monthly feeNone
e-Visions, monthly feeNone
Elements of Money, monthly feeNone
Emeritus, monthly feeNone
Regular, monthly feeNone
Inactive account (Youth accounts, none)$2.50
Transfers from savings to cover overdraftsNone
Stop-payment request, each$25.00
Check copies, first 5 copiesnone
Each additional copy$1.00
Via Online Banking, unlimitedNone
Rush copies, each$1.00
Business Accounts Check Deposits/Withdrawals (75 free per month)$.20 per item
Overdraft Protection
Courtesy Pay fee$25.00
Fee for loan advances to clear nonsufficient funds checks and overdrafts (per transfer)$3.50
Check Printing Fees
Elements of Money checking**None
Regular checkingNone
Business accountsVaries
Shipping costsNone

**One free order of 125 exclusive-style checks. Additional checks are available at our low standard price.

Telephone Banking
Account inquiriesNone
Online Banking
Account inquiriesNone
Online Bill PayerNone
Funds Transfer & PopmoneyNone
Pop Money Overnight Transfer$10.00
Standard Delivery (3 business days) None
Visa® Debit or ATM card
Annual feeNone
Visa cash advanceNone
ATM transaction fee*None
Lost card replacement$5.00
Currency conversion fee1% of transaction amount
Card Rush Fee$25.00

*If you use an ATM that is not operated by us, you may be surcharged by the ATM operator or network. The ATM surcharge will be debited from your account if you elect to complete the transaction.

Visa® Credit card
Annual feeNone
Visa cash advanceNone
Late fee$15.00
Returned Payment fee$15.00
Lost card replacement$5.00
Currency conversion fee 1% of transaction amount
Late loan payment$20.00
Refinancing of current SECUWA loan††1% of the loan amount
Wire transfers
Outgoing domestic$15.00
Outgoing international$35.00
NSF deposit, each$25.00
NSF withdrawals, each$25.00
Notary serviceNone
Signature guaranteeNone
Cashiers' and corporate checks, first two per dayNone
Each additional check$2.00
Empty envelope deposit$50.00
Replacement statement (other than last printed)$2.00
Research into member records at the member's request (per hour, one-hour minimum)$25.00
Immigration letter$10.00
Retrieval/Copying of transaction documents, each$3.00
Bank by mailNone
Talking to a representativeNone
Verification of Deposit$5.00
Pay-by-Phone Payment $15.00

†† Fee applies only when refinancing an existing Inspirus Vehicle or Personal loan without an additional $250 added to the financed amount. $75 minimum fee.

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