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Savings-Secured Loan

Savings-Secured 
Loan

This loan helps you get the lowest rates possible and lets you earn money while you repay the loan.


How it works

  • Your Inspirus Savings account funds are used as collateral
  • You get instant access to funds with a low, competitive rate
  • Savings are on hold for the term of the loan

The best news? Because your savings are intact, you keep earning dividends even while you have the loan!

senior couple

Rates

Terms APR
Up to 60 months 2.09%

Loan Example: Monthly principal and interest payment of $175.68 on a $10,000 loan at 2.09% with a term of 60 months.

Features & Benefits

No setup fees

No setup fees

No early repayment penalty

No early repayment penalty

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Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans available as well as loans for new or used cars and recreational vehicles.

Three ways to apply