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ADDvantage Mortgage Loan


The perfect option for paying off your home sooner.

What we offer

  • No closing costs or application fees*
  • Shorter terms of 10 or 15 years

Don’t get locked into another long-term mortgage.


Current as of 11/09/2018
TermsLoan to ValueAPR
10-Year fixedUp to 85%4.100% - 5.100%
15-Year fixedUp to 85%4.500% - 5.500%

 The Fine Print

Rates shown include 0.50% discount for loan repayment by direct deposit or payroll deduction. Rates and terms are contingent upon, including, but not limited to: credit history, loan to value, lien position, amount requested, and other risk based criteria.

Loan Example: Monthly principal and interest payment of $508.61 on a $50,000 loan at 4.100% for 120 months. Payment amount does not include charges for title or insurance.

Some restrictions and fees may apply. Rates and terms subject to change at any time.

*Lender pays closing costs and third-party fees on amounts between $20,000 and $200,000.

Features & Benefits

no setup fees

No setup fees

No early repayment penalty

No early repayment penalty

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Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans available as well as loans for new or used cars and recreational vehicles.

Three ways you can apply