APY on the first $500
(0.10% APY for balances $500.01 and over)
Monthly service fees, maintenance fees, and minimum balance
*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Direct deposit or payroll deduction and enrollment in eStatements required to earn 8.00% APY.
Enjoy direct access to your money at any time with one dynamic piece of plastic and loads of convenience. A Visa® debit card allows you to make purchases online or in-store virtually anywhere in the world, without racking up interest or paying monthly fees.
As an Inspirus member, you have unlimited check writing capabilities with your Checking account. Easily reorder checks anytime through our Digital Banking Platform, or call us at 888-628-4010.
Easily pay one-time or reoccurring bills through our Digital Banking Platform. Once you sign up, you can schedule payments in advance to all service providers, all on one screen. It’s free and doesn’t require postage, so you save money.
Purchase your morning coffee or fill up your tank with your favorite Apple®, Samsung®, or Android™ mobile device. It’s free and easy! You can add both your Inspirus Credit and Debit Cards. It’s as simple as snapping a picture.
We’ll help keep your card information updated! When you save your Inspirus Credit or Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued or your expiration date changes, you may not have to update your payment info with every biller and merchant where you have it saved.*
It’s just one more reason your Inspirus Visa card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.
You have the option to quickly identify suspicious purchases in real-time. Receive alerts via email or text sent directly to your mobile device. It’s free to enroll! Plus, you get to choose what notification triggers you want, like exceeding a set amount.
You can relax knowing that whether you’re traveling on vacation, out to dinner with the in-laws, or grabbing those last minute groceries, we can provide you with the necessary funds if you overdraw your account. Opt-in online, or complete and return this form (PDF). For assistance with the form please call 888-628-4010.
Inspirus members are automatically enrolled. When making an online purchase from a participating merchant, you’ll be asked to activate Verified by Visa for your Inspirus Visa debit card. Simply verify your identity and create a unique password that you’ll use to make secure transactions. That’s it!
Use your desktop or web-enabled smartphone for an easy and more secure way to do all your banking through our Digital Banking Platform. For even more convenience, download our mobile app for access to your accounts anytime, anywhere.
Easily download the following apps, then set up mobile banking.
No more searching through stacks of past statements or waiting on the mail for a new one. Get eStatements and eliminate a paper trail of your private information. You’ll not only help the environment, but also protect yourself from identity theft!
Stop paying to access your money. Get peace of mind with an account that won’t charge you to use it.
Check out our ADDvantage Savings account for an easy way to build your savings at the same time! New members only need to make a $5 deposit to open an account.
Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.