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Education, our passion. Giving back, our promise.

Add to your overall savings plan. Get a better return.

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What we offer

  • Choose term options from 3 to 84 months
  • Open with as little as $500
  • Dividends compounded and paid monthly
  • Automatic renewal upon maturity†
Grandpa and granddaughter holding a leaf.

Best of all, there’s no limit on the number of certificates you can open!

1.47%

Special APY* available with a 7 month term**

$0

Monthly service fees, maintenance fees

Overview

Current as of 10/01/2019

Term Minimum Deposit $500 Minimum Deposit $500 Minimum Deposit $50,000 Minimum Deposit $50,000 Minimum Deposit $100,000 Minimum Deposit $100,000
Interest Rate APY* Interest Rate APY* Interest Rate APY*
3 Month Fixed 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
6 Month Fixed 0.30% 0.30% 0.40% 0.40% 0.50% 0.50%
7 Month Fixed** 1.46% 1.47% 1.46% 1.47% 1.46% 1.47%
12 Month Fixed 0.80% 0.80% 0.90% 0.90% 1.00% 1.00%
18 Month Fixed 1.44% 1.45% 1.54% 1.55% 1.64% 1.65%
24 Month Fixed 1.54% 1.55% 1.69% 1.70% 1.83% 1.85%
30 Month Fixed 1.69% 1.70% 1.83% 1.85% 1.98% 2.00%
36 Month Fixed 1.74% 1.75% 1.88% 1.90% 2.03% 2.05%
48 Month Fixed 1.79% 1.80% 1.98% 2.00% 2.18% 2.20%
60 Month Fixed 1.88% 1.90% 2.13% 2.15% 2.37% 2.40%
84 Month Fixed 2.13% 2.15% 2.37% 2.40% 2.62% 2.65%

The Fine Print

*APY = Annual Percentage Yield. To open a certificate, you must establish and maintain membership by opening a savings account.  

The APY assumes interest remains on deposit until maturity. Interest compounded and credited monthly. Certificates are subject to an interest penalty for early withdrawal of the principal balance. Fees may reduce earnings. Rates may change at any time at the discretion of the Credit Union. For a complete listing (including account terms and Truth-In-Savings Account Disclosure), please call 888.628.4010 to request a copy of our Rate and Fee Schedule.

**7 Month Special Certificate accounts will automatically renew as 12 Month Certificate accounts at the prevailing interest rate.

†Certificate accounts with an automatic renewal feature will be renewed for the same term at the interest rate in effect on the maturity date. A renewal notice will be sent to you at least 30 days prior to maturity. You will have a grace period of seven days after the maturity date to select a different term or withdraw the funds from the certificate account without being charged an early withdrawal penalty.

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Build your savings automatically and achieve your goals faster with an ADDvantage Savings account. We also offer Individual Retirement Accounts where you can start saving for the fulfilling retirement you deserve!

How to apply

  • Call a Member Service Representative at 888-628-4010
  • Visit your local branch