APY on the first $500
(0.05% APY for balances $500.01 and over)
Monthly service fees, maintenance fees, and minimum balance
Current as of 07/01/2020
*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 4.00% APY.
Enjoy direct access to your money at any time with one dynamic piece of plastic and loads of convenience. A Visa® debit card allows you to make purchases online or in-store virtually anywhere in the world, without racking up interest or paying monthly fees.
As an Inspirus member, you have unlimited check writing capabilities with your Checking account. Easily reorder checks anytime through our Digital Banking Platform, or call us at 888-628-4010.
Purchase your morning coffee or fill up your tank with your favorite Apple®, Samsung®, or Android™ mobile device. It’s free and easy! You can add both your Inspirus Credit and Debit Cards. It’s as simple as snapping a picture.
Stop paying to access your money. Get peace of mind with an account that won’t charge you to use it.
Use your desktop or web-enabled smartphone for an easy and more secure way to do all your banking through our Digital Banking Platform. For even more convenience, download our mobile app for access to your accounts anytime, anywhere.
Easily download the following apps, then set up mobile banking.
No more searching through stacks of past statements or waiting on the mail for a new one. Get eStatements and eliminate a paper trail of your private information. You’ll not only help the environment, but also protect yourself from identity theft!
A financial program that provides a full suite of resources to help shape your teen or tween into a financially-savvy adult. All products are co-signed by parents or guardians, allowing you to pick the exact combination that’s right for your child’s maturity and individual needs.
Our passion for education benefits local schools and organizations as well as our members. Through money-saving products, free services, and education resources, we strive to provide you with the means to achieve your financial goals starting at any age.
Inspirus members are automatically enrolled. When making an online purchase from a participating merchant, you’ll be asked to activate Verified by Visa for your Inspirus Visa debit card. Simply verify your identity and create a unique password that you’ll use to make secure transactions. That’s it!
We’ll help keep your card information updated! When you save your Inspirus Credit or Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued or your expiration date changes, you may not have to update your payment info with every biller and merchant where you have it saved.*
It’s just one more reason your Inspirus Visa card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.
You can relax knowing that whether you’re traveling on vacation, out to dinner with the in-laws, or grabbing those last minute groceries, we can provide you with the necessary funds if you overdraw your account. Opt-in online, or complete and return this form (PDF). For assistance with the form please call 888-628-4010.
Double up on money management know-how with Elements Savings—where up-and-coming savers learn the value of saving money with first-hand experience. New members only need to make a $5 deposit.
Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.