Education, our passion. Giving back, our promise.

Elements Checking

Give the gift of financial independence.

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How you qualify

  • Primary member is between 11-17 years old
  • A parent or legal guardian with a passion for education is on the account
  • Establish and maintain membership with a savings account
  • $50 minimum deposit to open
  • Enroll in eStatements
Teenage students giving thumbs up.

That’s it for this free and easy checking account to become a great learning resource for your family.


APY on the first $500  
(0.05% APY for balances $500.01 and over)


Monthly service fees, maintenance fees, and minimum balance

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Current as of 09/01/2020

EMV Chip Card Monthly Fees Minimum Balance Dividend Rate APY*
EMV Chip Card None $0 3.94% for balances up to $500.00
0.05% for balances $500.01 and over

The Fine Print

*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 4.00% APY.

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