Education, our passion. Giving back, our promise.

Elements Savings

Help your family achieve their financial goals with an Elements Savings account.

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How you Qualify

  • Primary member is between 11-17 years old
  • A parent or legal guardian is on the account
  • $5 minimum deposit to open and maintain
  • Enroll in eStatements
Four young students.

Teens can start saving for the things that are important to them and learn money management skills along the way.


APY on the first $500  
(0.05% APY for balances $500.01 and over)


Monthly service fees, maintenance fees

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Current as of 09/01/2020

Monthly Fees Minimum Balance Dividend Rate APY*
None $5 3.94% for balances up to $500.00
0.05% for balances $500.01 and over

The Fine Print

*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 4.00% APY.

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Three ways to apply