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Education, our passion. Giving back, our promise.

Elements Savings

Help your family achieve their financial goals with an Elements Savings account.

Apply Now

How you Qualify

  • Primary member is between 11-17 years old
  • A parent or legal guardian is on the account
  • $5 minimum deposit to open and maintain
  • Enroll in eStatements
Four young students.

Teens can start saving for the things that are important to them and learn money management skills along the way.


APY on the first $500  
(0.25% APY for balances $500.01 and over)


Monthly service fees, maintenance fees


Current as of 10/01/2019

Monthly Fees Minimum Balance Dividend Rate APY*
None $5 7.71% for balances up to $500.00
0.25% for balances $500.01 and over

The Fine Print

*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 8.00% APY.

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Check out our ADDvantage Savings account for an easy way to build your savings at the same time! New members only need to make a $5 deposit to open an account.

Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.

Three ways to apply