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Education, our passion. Giving back, our promise.

M3 Money Club Savings

Prepare your kids for a great financial future, the fun way with an M3 Money Club Savings Account.

Apply Now

How you Qualify

  • Primary member is 10 or under
  • A parent or legal guardian is on the account
  • $5 minimum deposit to open and maintain
  • Enroll in eStatements
Mom and daughter saving money in a piggy bank.

Ready to help your youngsters understand the value of saving?


APY on the first $500  
(0.25% APY for balances $500.01 and over)


Monthly service fees, maintenance fees, and minimum balance


Monthly Fees Minimum Balance Dividend Rate APY*
None $5 7.71% for balances up to $500.00
0.25% for balances $500.01 and over

The Fine Print

*APY = Annual Percentage Yield
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 8.00% APY.

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Parents can open an ADDvantage Checking account for an easy way to do their banking with Inspirus at the same time. If you’re looking to save money for future educational expenses, start with a Coverdell Education Savings Account (ESA).

Three ways to apply