Retirement - Inspirus Credit Union: Where Banking Benefits Education

PLAN AHEAD. From 5 pm, October 30 through the morning of November 2, our team will be working hard to migrate your information and accounts into Gesa's systems as part of our merger. Our Member Contact Center, Digital Banking, and Mobile Banking will be unavailable during this transfer. Our Member Contact Center and branches will reopen on November 2. There's always the chance it will take longer than expected, in which case some services may not be available until the transfer is complete. Thank you for your patience as we go through this exciting update together.

Education, our passion. Giving back, our promise.


Partner with us. Plan ahead.

The future looks good, especially when you prepare for it.

With an Individual Retirement Account (IRA), you can choose the future of your dreams

  • No annual, closing, or setup fees
  • $100 minimum opening deposit
  • Competitive dividends
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Interested? Give us a call at 206-628-5048 for more information.

Couple being helped by agent.

Traditional IRA

If you’re looking for potential tax relief now, this is the IRA for you.

  • No minimum contribution required
  • No maximum income limits
  • Earnings are tax deferred

Current as of 10/01/2020

Dividend Rate APY* Min. Deposit to open
0.25% 0.25% $100
Woman doing taxes.

Roth IRA

If you’re hoping to receive the most tax benefit when you retire, a Roth IRA is a good choice.

  • Contributions can continue while you have earned income
  • Contributions are not tax deductible
  • No penalties for withdrawing principal contributions at any time
  • Income limits apply

Current as of 10/01/2020

Dividend Rate APY* Min. Deposit to open
0.25% 0.25% $100

The Fine Print

*APY = Annual Percentage Yield.
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening.

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Check out our ADDvantage Savings account for an easy way to build your savings at the same time! New members only need to make a $5 deposit to open an account.

Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.

Three ways to apply