Education, our passion. Giving back, our promise.


Partner with us. Plan ahead.

The future looks good, especially when you prepare for it.

With an Individual Retirement Account (IRA), you can choose the future of your dreams

  • No annual, closing, or setup fees
  • $5 minimum opening deposit
  • Competitive dividends
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Interested? Give us a call at 206-628-5048 for more information.

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Traditional IRA

If you’re looking for potential tax relief now, this is the IRA for you.

  • No minimum contribution required
  • No maximum income limits
  • Earnings are tax deferred

Current as of 09/01/2020

Dividend Rate APY* Min. Deposit to open
0.25% 0.25% $5
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Roth IRA

If you’re hoping to receive the most tax benefit when you retire, a Roth IRA is a good choice.

  • Contributions can continue while you have earned income
  • Contributions are not tax deductible
  • No penalties for withdrawing principal contributions at any time
  • Income limits apply

Current as of 09/01/2020

Dividend Rate APY* Min. Deposit to open
0.25% 0.25% $5

The Fine Print

*APY = Annual Percentage Yield.
Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening.

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Check out our ADDvantage Savings account for an easy way to build your savings at the same time! New members only need to make a $5 deposit to open an account.

Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.

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