on purchase transactions for 6 months (variable rate from 6.99% - 18.99% APR after that).
on balances transferred for 12 months (variable rate from 6.99% - 18.99% APR after that).
Current as of 08/03/2020
*APR = Annual Percentage Rate. Rates effective as of the last dividend declaration date. Rates and Terms subject to credit approval. APR will vary after account opening (see Credit Card Agreement for details). Programs, rates, terms, and conditions subject to change without notice.
Offer valid on new Visa Platinum credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 6.99%–18.99% APR). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. Foreign transaction fees: 1.00% for each transaction in a foreign currency; 0.80% for transactions occurring in a foreign country. A 2.5% cash advance fee may apply.
Stop paying to use your own card. Get peace of mind with a credit card that won’t charge you an annual fee to use it.
Purchase your morning coffee or fill up your tank with your favorite Apple®, Samsung®, or Android™ mobile device. It’s free and easy! You can add both your Inspirus Credit and Debit Cards. It’s as simple as snapping a picture.
Report lost or stolen credit cards by calling Cardholder Services:
If you suspect fraudulent activity on your Visa credit card, call the 24-7 Cardholder Services number immediately at 1-866-820-4927.
We’ll help keep your card information updated! When you save your Inspirus Credit or Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued or your expiration date changes, you may not have to update your payment info with every biller and merchant where you have it saved.*
It’s just one more reason your Inspirus Visa card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.
Use your desktop or web-enabled smartphone for an easy and more secure way to do all your banking through our Digital Banking Platform. For even more convenience, download our mobile app for access to your accounts anytime, anywhere.
Easily download the following apps, then set up mobile banking.
Sign up for Visa eStatements and receive your credit card statements online where they are available to you at any time. You’ll have an accurate record of transactions and current balance on-hand, which will allow you to use your Inspirus Credit Card with confidence. Plus, reduce paper waste, mail fraud, and identity theft.
*During the first two billing statement cycles after enrollment, you’ll receive both paper statements and eStatements. After that, you’ll receive eStatements only.
Inspirus members are automatically enrolled. When making an online purchase from a participating merchant, you’ll be asked to activate Verified by Visa for your Inspirus Visa debit card. Simply verify your identity and create a unique password that you’ll use to make secure transactions. That’s it!
Use your Platinum Card the next time you travel and you and your family will be automatically insured. That means less worrying about lost luggage and more peace of mind should an untimely accident occur.
Traveling? Don’t forget to notify us! 1-866-820-4927Description of Coverage (PDF)
Receive coverage for automobile rentals made with your Visa card. This benefit provides reimbursement (subject to terms and conditions) for damage due to collision or theft.
Share the convenience of your Visa, teach financial responsibility, and gain peace-of-mind in an emergency. It’s easy to add your spouse, teenager, college-bound student, or young adult as an authorized cardholder.
To add an authorized user, please complete and return the Visa Credit Card Authorization Form (PDF).
Pay the minimum due, the entire balance, or a set amount. Payments are automatically deducted from your credit union savings or checking account.
P.O. Box 60510
City of Industry, CA 91716-0510