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Visa Platinum Card

Make purchases anywhere with Visa, the credit card that’s accepted worldwide.

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  • Save with no interest on purchases for the first six months (currently 6.99% – 18.99% variable APR* after introductory period).
  • Transfer high-interest balances from other financial institutions or small consumer loans.
  • Rest assured with improved EMV chip security.
  • Help build or establish credit.
Young woman shopping with a credit card.
0% APR*

on purchase transactions for 6 months (variable rate from 6.99% - 18.99% APR after that).

0% APR

on balances transferred for 12 months (variable rate from 6.99% - 18.99% APR after that).

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Current as of 08/03/2020

EMV Chip Card Annual Fees Credit Line APR
EMV Chip Card None Up to $25,000 6.99% - 18.99%
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The Fine Print

*APR = Annual Percentage Rate. Rates effective as of the last dividend declaration date. Rates and Terms subject to credit approval. APR will vary after account opening (see Credit Card Agreement for details). Programs, rates, terms, and conditions subject to change without notice.

Offer valid on new Visa Platinum credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (currently 6.99%–18.99% APR). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. Foreign transaction fees: 1.00% for each transaction in a foreign currency; 0.80% for transactions occurring in a foreign country. A 2.5% cash advance fee may apply.

Add authorized users

Share the convenience of your Visa, teach financial responsibility, and gain peace-of-mind in an emergency. It’s easy to add your spouse, teenager, college-bound student, or young adult as an authorized cardholder.

  • No membership or minimum age requirement
  • No annual fees
  • Keep your current account number
  • You retain the responsibility for making payments

To add an authorized user, please complete and return the Visa Credit Card Authorization Form (PDF).

Enable Auto Pay

Pay the minimum due, the entire balance, or a set amount. Payments are automatically deducted from your credit union savings or checking account.

Auto Pay Authorization Form (PDF)

Visa Credit Card Payments

Cardholder Services
P.O. Box 60510
City of Industry, CA 91716-0510

Three ways to apply