Current as of 11/01/2019
Rates effective as of the last dividend declaration date. Rates and Terms subject to credit approval.
APR will vary after account opening (see Credit Card Agreement for details).
Programs, rates, terms, and conditions subject to change without notice.
Stop paying to use your own card. Get peace of mind with a credit card that won’t charge you an annual fee to use it.
Purchase your morning coffee or fill up your tank with your favorite Apple®, Samsung®, or Android™ mobile device. It’s free and easy! You can add both your Inspirus Credit and Debit Cards. It’s as simple as snapping a picture.
Report lost or stolen credit cards by calling Cardholder Services:
If you suspect fraudulent activity on your Visa credit card, call the 24-7 Cardholder Services number immediately at 1-866-820-4927.
For only $10, you can create a card that is uniquely you. All joint members on your account can have individual personalized cards ($10/card). Choose your favorite photo or select from a gallery of pre-designed images. Crop, rotate, or flip your photo selection for the desired look. Pictures can be updated as often as every 30 days.
We’ll help keep your card information updated! When you save your Inspirus Credit or Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued or your expiration date changes, you may not have to update your payment info with every biller and merchant where you have it saved.*
It’s just one more reason your Inspirus Visa card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.
Use your desktop or web-enabled smartphone for an easy and more secure way to do all your banking through our Digital Banking Platform. For even more convenience, download our mobile app for access to your accounts anytime, anywhere.
Easily download the following apps, then set up mobile banking.
Sign up for Visa eStatements and receive your credit card statements online where they are available to you at any time. You’ll have an accurate record of transactions and current balance on-hand, which will allow you to use your Inspirus Credit Card with confidence. Plus, reduce paper waste, mail fraud, and identity theft.
*During the first two billing statement cycles after enrollment, you’ll receive both paper statements and eStatements. After that, you’ll receive eStatements only.
Inspirus members are automatically enrolled. When making an online purchase from a participating merchant, you’ll be asked to activate Verified by Visa for your Inspirus Visa debit card. Simply verify your identity and create a unique password that you’ll use to make secure transactions. That’s it!
Use your Platinum Card the next time you travel and you and your family will be automatically insured. That means less worrying about lost luggage and more peace of mind should an untimely accident occur.
Traveling? Don’t forget to notify us! 1-866-820-4927Description of Coverage (PDF)
Receive coverage for automobile rentals made with your Visa card. This benefit provides reimbursement (subject to terms and conditions) for damage due to collision or theft.
You have the option to quickly identify suspicious purchases in real-time. Receive alerts via email or text sent directly to your mobile device. It’s free to enroll! Plus, you get to choose what notification triggers you want, like exceeding a set amount.
Share the convenience of your Visa, teach financial responsibility, and gain peace-of-mind in an emergency. It’s easy to add your spouse, teenager, college-bound student, or young adult as an authorized cardholder.
To add an authorized user, please complete and return the Visa Credit Card Authorization Form (PDF).
Pay the minimum due, the entire balance, or a set amount. Payments are automatically deducted from your credit union savings or checking account.
P.O. Box 60510
City of Industry, CA 91716-0510