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Credit Cards

Partner with us. More purchasing power for you.

Whether you’re new to credit or well-versed, it’s important to have a card that benefits you. With an Inspirus credit card, members automatically benefit from our competitively low rates and no annual fee. Plus, it’s easy to monitor your spending and manage your account with our Digital Banking Platform. Get started today!

Reward yourself with our Inspirus Visa® Signature Card

Black credit card with gold text

Earn 2% unlimited cash back on every purchase, plus instant access to excellent benefits

Apply now Learn more

Consolidate & save with our Inspirus Visa® Platinum Card

White VISA card with text

Get 0% intro APR on purchases for 6 months, after that our standard variable APR applies*

Apply now Learn more

 Signature rewards cardPlatinum credit card
Variable Annual
Percentage Rate (APR)
10.50% - 16.50%8.50% - 14.50%
Credit line up to$20,000$20,000
($500 for youth accounts)
*Introductory rate available for new Platinum cardholders.  Rates effective as of July 1, 2018. All credit cards subject to credit approval. APR is determined by individual creditworthiness. APR will vary after account opening (see Credit Card Agreement for details). Program, rates, terms, and conditions are subject to change at any time without notice. Limit one credit card type per membership.

Need help deciding?

We’ve put together an educational video to help you choose the best credit card for you!

Benefits**

 Signature rewards cardPlatinum credit card
Verified by Visa
Cardholder Inquiry Service
24/7 Concierge Service
Payment Protection
Auto Rental Collision Damage Waiver
Travel & Emergency Assistance
Travel Accident & Baggage Delay Insurance
Warranty Manager Service
Cell Phone Protection
Card Personalization
**Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

Fees

 Signature rewards cardPlatinum credit card
Annual Fee$0$0
Balance Transfer Fee$0$0
Foreign Transaction Fees$01% per transaction
Cash Advance Fee2.5% of advance amount2.5% of advance amount

Your Inspirus account includes:

  • Mobile devices icon

    Digital Banking Platform

  • Visa logo on laptop

    Visa eStatements