Whether you’re new to credit or well-versed, it’s important to have a card that benefits you. With an Inspirus credit card, members automatically benefit from our competitively low rates and no annual fee. Plus, it’s easy to monitor your spending and manage your account with our Digital Banking Platform.
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Earn 2% cash back on purchases, plus get 1.99% APR on balances transferred for 18 months (after that, standard variable APR applies).* Learn MoreApply Now
Current as of 01/01/2020
All credit cards are subject to credit approval. APR is determined by individual creditworhtiness. Programs, rates, terms, and conditions are subject to change at any time without notice. Limit one credit card type per membership.
* Offer valid on Visa Signature credit card accounts only. 1.99% APR on balance transfers is valid for 18 months from the date of the first qualifying balance transfer. After introductory or balance transfer periods have concluded, the APR will return to the standard rate (currently 12.74% - 20.74% APR).
** Offer valid on new Visa Platinum credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate (currently 8.49% - 20.49% APR).
For Balance Transfers: The promotional APR is valid on transfer of balances currently held elsewhere during the promotional period beginning Jan. 1, 2020; this rate does not apply for payments toward balances currently held by Inspirus Credit Union. Balance transfer transactions are subject to credit availability.
We’ve put together an educational video to help you choose the best credit card for you!
**Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.
Current as of 01/01/2020
Use your desktop or web-enabled smartphone for an easy and more secure way to do all your banking through our Digital Banking Platform. For even more convenience, download our mobile app for access to your accounts anytime, anywhere.
Easily download the following apps, then set up mobile banking.
Sign up for Visa eStatements and receive your credit card statements online where they are available to you at any time. You’ll have an accurate record of transactions and current balance on-hand, which will allow you to use your Inspirus Credit Card with confidence. Plus, reduce paper waste, mail fraud, and identity theft.
*During the first two billing statement cycles after enrollment, you’ll receive both paper statements and eStatements. After that, you’ll receive eStatements only.
We’ll help keep your card information updated! When you save your Inspirus Credit or Debit card for things like bill payments and online purchases, we can help update it automatically if your payment info changes.
So if your card is re-issued or your expiration date changes, you may not have to update your payment info with every biller and merchant where you have it saved.*
It’s just one more reason your Inspirus Visa card is the easy way to pay for everything from your morning coffee to your monthly cable bill.
*Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.