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Elements Checking

Elements Checking Account

Give the gift of financial independence.

How you qualify

  • Primary member is between 11-17 years old
  • A parent or legal guardian with a passion for education is on the account
  • Establish and maintain membership with a savings account
  • $50 minimum deposit to open
  • Enroll in eStatements

That’s it for this free and easy checking account to become a great learning resource for your family.

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EMV Chip CardMonthly FeesMinimum BalanceDividend RateAPY*
atm_cardNone$07.71% for balances up to $500.00
0.10% for balances $500.01 and over

View Disclosures

 The Fine Print

*APY = Annual Percentage Yield

Rates accurate as of the last dividend declaration date. Fees may reduce earnings. Rates subject to change at any time after account opening. Enrollment in eStatements required to earn 8.00% APY.

Features & Benefits

Inspirus CU Free Visa® debit card

Free Visa® debit card Visa® Credit Cards also available

Inspirus CU Unlimited check writing

Unlimited check writing capabilities

Inspirus CU Mobile Payments

Mobile Payments

Inspirus CU No monthly service fees

No monthly service fees

Inspirus CU Digital & mobile banking

Digital & mobile banking

Inspirus CU Free eStatements

Free eStatements

Inspirus CU Elements of Money® Program

Elements of Money® Program

Inspirus CU Youth Education

Youth Education

Inspirus CU Get added security

Added security for your online debit card purchases with Verified by Visa®

Inspirus CU Automatic payments just got easier

Automatic payments just got easier

Inspirus CU Transaction Alerts

Transaction Alerts

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Double up on money management know-how with Elements Savings—where up-and-coming savers learn the value of saving money with first-hand experience. New members only need to make a $5 deposit.

Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.

Three ways to apply