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Elements of Money

Elements of Money® (for members ages 11 – 17)

Elements of Money provides a customizable way to teach your teens and tweens essential money management skills before they’re applying them on their own. All products are co-signed by parents or guardians, allowing you to pick the exact combination that’s right for your child’s maturity and individual needs. Elements of Money includes accounts and services, on top of cool features like blogs, videos, and tips—all written in a style they can totally relate to. Mix and match or utilize them all—choose from our suite of teen-centric products and services.

Screenshot of Elements of Money homepage

All memberships include:

Interested in one of these products? Give us a call at 206-628-4010, or visit your local branch.

*Parents must first open and remain on a savings account with their child until they reach 18 years of age.
**A parent or legal guardian is required to provide approval for each of these products. Subject to credit approval.

Optional add-ons:

  • Elements Checking Account*– Members can qualify for a dividend-earning checking account with no monthly service fees and free convenient services. Just $50 opens the account. Sign up for eStatements to receive an even higher dividend rate!
  • Visa® debit card or ATM card** – Both are tied to the member’s checking account and include $200 weekend limits.
  • eStatements – Sign up for eStatements for more convenience and a higher rate! Receive a boost in rates on amounts up to $500 within our Elements Checking Account and Elements Savings Account.