Inspirus Credit Cards: General | Inspirus Credit Union FAQs

Inspirus Credit Cards: General

The following are common questions from our members and the answers that normally fulfill the associated need. If you have additional questions, please feel free to contact us directly via phone at 206-628-4010, toll free at 888-628-4010 or via secured message within your digital banking account.

Can I add an Authorized User to my Visa Credit Card?

Adding an authorized user is a great way to teach financial responsibility to a teenage or college-bound student and gain peace-of-mind in an emergency for a spouse or anyone else you wish to share the convenience of your Visa with.

  • You keep your current account number
  • Still no annual fees
  • No credit union membership or minimum age requirements
  • Does not impact the authorized user's credit history
  • You (borrower) are still responsible for making payments

Please call Member Service at 206-628-4010 and they can mail you out an authorized user form.

Helpful information regarding adding an authorized user to your Visa Credit Card account.

Visa Authorized User FAQs form

Visa Credit Card AutoPay Authorization

You can authorize the credit union to make automatic payments to your Visa Credit Card. Please complete the attached form and return it to us at PO Box 576, Seattle, WA 98119 or by fax at 206-676-3631.

Visa Credit Card Auto form

Can I create my own design for my Visa Credit Card?

Yes! We do offer the ability to create your own card design for your Visa Platinum Credit Card. (This service is not currently available for our Visa Debit Cards or Visa Signature Rewards Card.) To create your own design for your Inspirus Visa Platinum Credit Card:

Simply login to our Digital Banking Platform, select the Credit Card widget, click on "Design Your Own Card" under Quick Links, and follow the simple instructions.

When will I get my 2% cash back?

The cash is paid to your membership savings account twice a year – in May and November. You’ll see the deposit to your account a few days after your Visa statement cycles. For example:

If your payment due date is 7th of each month
Your cash back will be deposited around May/November 15th

If your payment due date is 22nd of each month
Your cash back will be deposited around: May/November 29th