Inspirus: Wire Transfers | Inspirus Credit Union FAQs

Inspirus: Wire Transfers

The following are common questions from our members and the answers that normally fulfill the associated need. If you have additional questions, please feel free to contact us directly via phone at 206-628-4010, toll free at 888-628-4010 or via secured message within your digital banking account.

What is a wire?

There are two main types of wire transfers: domestic and international. A wire transfer is a fast way to move money electronically from one person or company electronically. A bank wire consists of instructions about who will get the money, including the bank account number, routing number, how much and the recipient information.

Wires can be sent out Monday-Friday, and wires cut off is 12:00 pm to send same day.

How do I send a wire?

To send a Domestic Wire you will need

  • Your account number
  • Recipients account number
  • Financial institution routing number
  • Recipients name and address.

To send an International you will need

  • Your account number
  • Recipients account number (Ex. IBAN, CLABE)
  • Recipients name and address
  • Financial institutions Swift or BIC code
  • Financial institutions name and address

Members have two options to initiate a wire transfer

  1. Visit a branch: Stop by any Inspirus CU location and meet with a member financial representative.
  2. Call us: (888) 628-4010
How do I receive a wire?

We can receive money by wire on your behalf. There is no fee for this service.
Please follow these instructions for incoming wires:

5200 Southcenter Blvd.
Seattle, WA 98188
ABA Routing Number: 32508226‐6

Beneficiary name (the person receiving the funds).
Account type (savings or checking).
Account number:

  • To deposit to SAVINGS, provide your account number followed by your two‐digit share ID number.
  • To deposit to CHECKING, provide the 14‐digit MICR number located at the bottom of your checks.

*Inspirus CU DOES NOT have a SWIFT or BIC code*

What are the wire fees?

Our wire fees are as follows:

  • Domestic wires $20.00
  • International wires $40.00
  • Escrow wires $20.00
  • Not cost to receive a wire.

Fees are posted as a separate transaction and will be debited from the same account the wire is drawn on.

What is a SWIFT or BIC code?

Swift Code is Bank Identifier Code (BIC), its unique identification code for a particular financial institution. These codes are used when transferring money between banks for international wire transfers.

Outgoing Wire Request Form

Complete this form to initiate a wire transfer from your credit union account

Outgoing Wire Request Form

Is transferring funds to external accounts different than a wire transfer?

In most cases, it is necessary for members to contact a financial institution in order to initiate a wire transfer. Most often, there is a fee for both incoming and outgoing wires to your account(s). There is no charge for members to use the Transfer service. In addition, these transfers can be made from the convenience of your home 24 hours a day.