Education, our passion. Giving back, our promise.

Gear up for your next vehicle. Inspirus auto loans save you money and fit your life.

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What We Offer

  • Preapproval by phone or online
  • Competitively low rates
Couple holding keys to new car.

Ready to apply? Check out our loan checklist (PDF) to see what you need.

Special Refinance Offer!

1.99%

Lowest APR available

New and Used Auto

2.74%

Lowest APR available

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New and Used Rates

Current as of 07/01/2020

Term APR*
(as low as)
48 months 2.74%
60 months 3.24%
72 months 3.49%
84 months 3.99%

Special Refinance Offer

When you refinance a vehicle loan from another lender with Inspirus, take advantage of rates as low as 1.99% APR and make no payments for the first 90 days.

Refinance Rates

Current as of 07/01/2020

Term APR*
(as low as)
48 months 1.99%
60 months 2.49%
72 months 2.74%
84 months 3.24%

The Fine Print

*APR = Annual Percentage Rate. Rate includes 0.50% APR discount for member having an Inspirus checking account or Inspirus Visa® credit card and 0.25% APR discount for automatic payments setup from a checking or savings account at the time the loan is originated. Rates, terms, and offer are subject to change. Rate dependent on credit qualifications and loan term selected. All loans are subject to Inspirus lending policies, collateral requirements, and loan-to-value guidelines. Some exclusions apply for automobiles that have more than 125,000 miles or are more than eight model years old. Promotional rates apply only to vehicle loans that are new to Inspirus; existing Inspirus and Gesa Credit Union vehicle loans do not qualify. Ninety-day no payment option available to qualified borrowers for a limited time only. Interest will begin to accrue the date the loan is funded. Contact Inspirus for full program details.

Gesa to Go Dealerships

Gesa to Go

With Gesa to Go, you can enjoy the convenience of loan approval at more than 100 participating auto dealerships across Washington. It's just one more way we offer a more convenient auto-buying journey for our members.

By going through a dealer, there are a few things you should know:

  • You'll need to set up payments for your loan directly with Gesa Credit Union
  • Your loan information will only be available online by logging into Gesa's . It will not show up within Inspirus Digital Banking.
  • If you have any questions about the car buying process, please call us at 855.628.4233

Find a participating dealer

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Partners

Enterprise Car Sales

Not only do they rent and lease great vehicles, Enterprise also sells them. They have more than 250 makes and models to choose from. Plus, each car is rigorously inspected by an ASE-Certified technician. Browse Cars

An Inspirus-Enterprise partnership that gives you more convenience and value.

Enterprise provides

  • Over 250 makes and models of late-model, low-mileage vehicles
  • Vehicles vigorously inspected by an ASE-Certified technician and come with a 12-month/12,000 mile limited powertrain warranty*
  • Low, no-haggle prices

Enterprise accepts trade-ins and their professional staff is trained to work with you. They’ll help you find the right vehicle that fits your needs and your budget. Plus, if you buy a vehicle from Enterprise and it doesn’t live up to your expectations, they’ll buy it back. No questions asked.**It’s like a Happiness Guarantee℠.

That’s how Enterprise has chosen to sell their vehicles for the past 50 years.

The Fine Print

*Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager.
**For a period of seven days after the date of purchase or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager.
Photo for illustration purposes only. The “e” logo, Enterprise and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
© 2019 Enterprise Car Sales. All rights reserved.

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Costco Auto Program

Inspirus Credit Union has teamed up with the Costco Auto program to give you great savings on your next new or certified pre-owned vehicle.

1. Contact the Costco Auto Program for Inspirus members.

Be confident with the help of Costco Auto Program’s experienced call center, here to assist you before, during and after your purchase.

2. Meet with the Authorized Dealer Contact at a participating dealer

The Costco Auto Program dealer network is hand-selected, ensuring a professional, hassle-free experience.

The dealer will call you to set an appointment that fits your schedule.

3. Select, inspect and test drive the vehicle you want to purchase.

Once you find your perfect car, ask to see the manufacturer’s invoice and the Costco Member-Only Price Sheet. You’ll be amazed at how easy it is to save!

4. Complete your purchase and drive home knowing you never had to compromise.

With prearranged, no-hassle pricing and low-rate financing, you’ll have a pleasant experience that saves you time and money!

Get Started

Browse VehiclesGet Preapproved
What sets the Costco Auto Buying Program apart?
  • Prearranged no-hassle pricing on new and select pre-owned vehicles.
  • Any vehicle in your household is eligible to receive 15% off parts, service and accessories at Costco Auto Program participating service centers.
  • Proven, award winning auto-buying program with more than 25 years of experience.
  • Price verification assures members receive the Costco Auto Program price.

Not a Costco member? We’ll pay for your first year’s Costco Gold Star Membership.

Already a member? Enjoy a complimentary $50 Costco Shop Card on us!

You can do something amazing… by doing something you already do.

As a member of Inspirus, you get all the benefits, financial tools, and latest technology of big banks, but you also become an integral part of giving back to classrooms in need. Inspirus gives a portion of our net earnings to the education community.

Imagine – just by doing your banking, you can do amazing things for schools.

Inspirus Credit Union is not affiliated with Costco. Costco Membership or Shop Card requires that you purchase your vehicle through the Inspirus/Costco Auto Program and finance it at Inspirus Credit Union.