PLAN AHEAD. From 5 pm, October 30 through the morning of November 2, our team will be working hard to migrate your information and accounts into Gesa's systems as part of our merger. Our Member Contact Center, Digital Banking, and Mobile Banking will be unavailable during this transfer. Our Member Contact Center and branches will reopen on November 2. There's always the chance it will take longer than expected, in which case some services may not be available until the transfer is complete. Thank you for your patience as we go through this exciting update together.
Current as of 10/01/2020
*APR = Annual Percentage Rate. Rate includes 0.50% discount for member having a Gesa checking account or Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.
On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms and fees are subject to change. Contact Gesa for full program details.
Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.
Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.
Rates are effective as of 9/1/2020.
Payment Example – New or Used Auto Loan: fixed rate; terms to 60 months. $17.85 a month per $1,000 based on a 5 year loan at 2.74% APR.
With Gesa to Go, you can enjoy the convenience of loan approval at more than 100 participating auto dealerships across Washington. It's just one more way we offer a more convenient auto-buying journey for our members.
By going through a dealer, there are a few things you should know: