Current as of 01/01/2020
*APR = Annual Percentage Rate. Rate requires an Inspirus Checking or Visa account; otherwise add 0.50% APR. Rate shown includes 0.25% APR discount for automatic payments. Rate dependent on credit qualifications and term. Not all applicants will qualify. Rates, fees, and terms subject to change without notice. Exclusions may apply based on age or mileage of vehicle or status of title.
Fixed rate at 48 months term, $23.00 a month per $1,000 based on a loan at 2.74% APR.
Fixed rate at 60 months term, $19.00 a month per $1,000 based on a loan at 3.24% APR.
Feeling the pinch this month and could use a little extra cash? Skip-a-Payment lets you defer your monthly payment on eligible Inspirus Credit Union loans without affecting your credit rating. We’ll simply add the payment to the end of your loan term, so a 60-month loan becomes a 61-month loan. Loans eligible for Skip-A-Payment include:
Visit our FAQs to learn more
By protecting your loan balance, you’re protecting yourself and loved ones from accumulating unwanted debt in the event of death, disability, or involuntary unemployment. You have multiple package options to choose from. Your payments will be based on the package selected and your monthly outstanding loan balance. Learn more
Stop paying more than you need to on loans with high rates. Switching to Inspirus financing can help you save!
Opening an account shouldn’t cost an arm and a leg, and it won’t at Inspirus!
Inspirus members have the ability to pay off a loan at any time with absolutely no repayment penalty or fee.
If your vehicle breaks down, MRC can help alleviate some of the repair costs and service expenses (less any deductible). You’ll also get peace of mind from 24-hour emergency roadside assistance, receive rental and travel expense reimbursement if needed, and can easily transfer coverage if you sell the vehicle. For claims, visit mrclaims.net
In the event that your vehicle is stolen or totaled in an accident, you may owe more than the vehicle is actually worth. GAP Plus coverage protects you from owing on the balance to help with the replacement vehicle.
Not only do they rent and lease great vehicles, Enterprise also sells them. They have more than 250 makes and models to choose from. Plus, each car is rigorously inspected by an ASE-Certified technician. Browse Cars
An Inspirus-Enterprise partnership that gives you more convenience and value.
Enterprise accepts trade-ins and their professional staff is trained to work with you. They’ll help you find the right vehicle that fits your needs and your budget. Plus, if you buy a vehicle from Enterprise and it doesn’t live up to your expectations, they’ll buy it back. No questions asked.**It’s like a Happiness Guarantee℠.
That’s how Enterprise has chosen to sell their vehicles for the past 50 years.
*Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager.
**For a period of seven days after the date of purchase or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager.
Photo for illustration purposes only. The “e” logo, Enterprise and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
© 2019 Enterprise Car Sales. All rights reserved.
Inspirus Credit Union has teamed up with the Costco Auto program to give you great savings on your next new or certified pre-owned vehicle.
Be confident with the help of Costco Auto Program’s experienced call center, here to assist you before, during and after your purchase.
The Costco Auto Program dealer network is hand-selected, ensuring a professional, hassle-free experience.
The dealer will call you to set an appointment that fits your schedule.
Once you find your perfect car, ask to see the manufacturer’s invoice and the Costco Member-Only Price Sheet. You’ll be amazed at how easy it is to save!
With prearranged, no-hassle pricing and low-rate financing, you’ll have a pleasant experience that saves you time and money!
Not a Costco member? We’ll pay for your first year’s Costco Gold Star Membership.
Already a member? Enjoy a complimentary $50 Costco Shop Card on us!
As a member of Inspirus, you get all the benefits, financial tools, and latest technology of big banks, but you also become an integral part of giving back to classrooms in need. Inspirus gives a portion of our net earnings to the education community.
Imagine – just by doing your banking, you can do amazing things for schools.
Inspirus Credit Union is not affiliated with Costco. Costco Membership or Shop Card requires that you purchase your vehicle through the Inspirus/Costco Auto Program and finance it at Inspirus Credit Union.