All Inspirus branches will be closed on Monday, January 20, 2020 in observance of Martin Luther King Jr. Day. If you need immediate access to your accounts during the closure, please use Digital Banking or Telephone Banking. Thank you for your membership!

Education, our passion. Giving back, our promise.

Gear up for your next vehicle. Inspirus auto loans save you money and fit your life.

Apply Now

What We Offer

  • Preapproval by phone or online
  • Competitively low rates
Couple holding keys to new car.

Ready to apply? Check out our loan checklist (PDF) to see what you need.


Lowest APR available


Repayment penalties

Calculator Icon


Current as of 01/01/2020

Term APR*
(as low as)
48 months 2.74%
60 months 3.24%
72 months 3.49%
84 months 3.99%

The Fine Print

*APR = Annual Percentage Rate. Rate requires an Inspirus Checking or Visa account; otherwise add 0.50% APR. Rate shown includes 0.25% APR discount for automatic payments. Rate dependent on credit qualifications and term. Not all applicants will qualify. Rates, fees, and terms subject to change without notice. Exclusions may apply based on age or mileage of vehicle or status of title.

Payment Examples:

Fixed rate at 48 months term, $23.00 a month per $1,000 based on a loan at 2.74% APR.

Fixed rate at 60 months term, $19.00 a month per $1,000 based on a loan at 3.24% APR.


Not only do they rent and lease great vehicles, Enterprise also sells them. They have more than 250 makes and models to choose from. Plus, each car is rigorously inspected by an ASE-Certified technician. Browse Cars

An Inspirus-Enterprise partnership that gives you more convenience and value.

Enterprise provides

  • Over 250 makes and models of late-model, low-mileage vehicles
  • Vehicles vigorously inspected by an ASE-Certified technician and come with a 12-month/12,000 mile limited powertrain warranty*
  • Low, no-haggle prices

Enterprise accepts trade-ins and their professional staff is trained to work with you. They’ll help you find the right vehicle that fits your needs and your budget. Plus, if you buy a vehicle from Enterprise and it doesn’t live up to your expectations, they’ll buy it back. No questions asked.**It’s like a Happiness Guarantee℠.

That’s how Enterprise has chosen to sell their vehicles for the past 50 years.

The Fine Print

*Limited Warranty begins on the vehicle purchase date and extends for 12 months or 12,000 miles, whichever comes first. Restrictions apply. For details, see an Enterprise Car Sales Manager.
**For a period of seven days after the date of purchase or 1,000 miles beyond the odometer reading at delivery, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 documentation and cleaning fee (as allowed by law). Restrictions apply. For details, see an Enterprise Car Sales Manager.
Photo for illustration purposes only. The “e” logo, Enterprise and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners.
© 2019 Enterprise Car Sales. All rights reserved.

Get Preapproved

Inspirus Credit Union has teamed up with the Costco Auto program to give you great savings on your next new or certified pre-owned vehicle.

1. Contact the Costco Auto Program for Inspirus members.

Be confident with the help of Costco Auto Program’s experienced call center, here to assist you before, during and after your purchase.

2. Meet with the Authorized Dealer Contact at a participating dealer

The Costco Auto Program dealer network is hand-selected, ensuring a professional, hassle-free experience.

The dealer will call you to set an appointment that fits your schedule.

3. Select, inspect and test drive the vehicle you want to purchase.

Once you find your perfect car, ask to see the manufacturer’s invoice and the Costco Member-Only Price Sheet. You’ll be amazed at how easy it is to save!

4. Complete your purchase and drive home knowing you never had to compromise.

With prearranged, no-hassle pricing and low-rate financing, you’ll have a pleasant experience that saves you time and money!

Get Started

Browse VehiclesGet Preapproved
What sets the Costco Auto Buying Program apart?
  • Prearranged no-hassle pricing on new and select pre-owned vehicles.
  • Any vehicle in your household is eligible to receive 15% off parts, service and accessories at Costco Auto Program participating service centers.
  • Proven, award winning auto-buying program with more than 25 years of experience.
  • Price verification assures members receive the Costco Auto Program price.

Not a Costco member? We’ll pay for your first year’s Costco Gold Star Membership.

Already a member? Enjoy a complimentary $50 Costco Shop Card on us!

You can do something amazing… by doing something you already do.

As a member of Inspirus, you get all the benefits, financial tools, and latest technology of big banks, but you also become an integral part of giving back to classrooms in need. Inspirus gives a portion of our net earnings to the education community.

Imagine – just by doing your banking, you can do amazing things for schools.

Inspirus Credit Union is not affiliated with Costco. Costco Membership or Shop Card requires that you purchase your vehicle through the Inspirus/Costco Auto Program and finance it at Inspirus Credit Union.