PLAN AHEAD. From 5 pm, October 30 through the morning of November 2, our team will be working hard to migrate your information and accounts into Gesa's systems as part of our merger. Our Member Contact Center, Digital Banking, and Mobile Banking will be unavailable during this transfer. Our Member Contact Center and branches will reopen on November 2. There's always the chance it will take longer than expected, in which case some services may not be available until the transfer is complete. Thank you for your patience as we go through this exciting update together.
Owning a home can be a lot of work. Luckily, you don’t have to do it alone! We have the resources to help you relocate, refinance, build, or purchase a home. Explore the home buying help below or contact us. We’re happy to help you settle in and feel right at home.
Dreaming about owning a home? Our partners at BALANCE®, a respected financial-education organization, can help you get started. Here are a couple articles to teach you more about the home buying process:
Balance also offers a Pre-Purchase Counseling Program. To speak with a counselor, you can call toll-free 888-456-2227. Or for additional resources, visit Inspirus Balance Pro website.
You’ve done your research, now it’s time to prepare. Be sure to have the following documentation handy when you’re ready to fill out applications for a home equity loan and home equity line of credit:
Things don’t always go as planned. We understand that our members may periodically run into financial hardships. If your situation is affecting your ability to make an Inspirus Credit Union mortgage or home equity loan payment, we encourage you to contact some of the resources below to help you research and understand your options.
Inspirus Credit Union Credit Analysts can help you narrow in on the best options for your needs. Please be prepared to discuss your income and expenses including taxes, employment, and account statements. 1-800-253-6337
Financial counseling affiliate BALANCE® offers a toolkit about Saving Your Home. It provides access to education resources to help homeowners avoid foreclosure. 1-888-456-2227
The United States Department of Housing and Urban Development (HUD) offers free or low cost counseling services throughout the country. Call to find a certified HUD counseling agency in your area.
1-800-569-4287 (TDD 1-800-877-8339)
Please explore every reasonable alternative to avoid losing your home, but beware of scams, and do not sign anything you do not understand. Examples of scams to watch out for:
All notifications of errors and requests for information must be received in writing.
Mail to: PO Box 576 Seattle, WA 98111-0576
Email: accounts@inspiruscu.org
Fax: (206) 676-3690
Whether you need financing for the short or long-term, we will help you transition the equity in your home into a competitive-rate loan or line of credit. Learn more
Set out the welcome mat and feel confident about your home financing options—get help securing a mortgage loan that is tailored for you. Learn more
Inspirus Credit Union
P.O. Box 576
Seattle, WA 98111-0576