We offer fixed-rate home equity loans and budget-friendly home equity lines of credit (HELOC). You’ll be able to easily consolidate debts, make home improvements, pay off big celebrations like a wedding, cover college tuition, or simply take advantage of our low rates.
With us, you can borrow up to 90% of the value of your primary home (or 75% on your Washington vacation home), minus any existing mortgages or liens. Get the funds you need directly. We offer a wide range of repayment terms that can extend to 180 months depending on the amount you borrow. Plus, you’ll pay:
Current as of 07/01/2020
†Rates and terms are contingent upon, including, but not limited to: credit history, loan to value, lien position, amount requested, and other risk based criteria.
Loan Example: Monthly principal and interest payment of $501.49 on a $50,000 loan at 3.800% for 120 months. Payment amount does not include charges for title or insurance.
Some restrictions and fees may apply. Rates and terms subject to change at any time.
*Minimum loan amount is $20,000 for 60 and 120 month terms and $30,000 for 180 month terms.
Use the equity built within your primary home as collateral to pay off ongoing expenses. You can borrow up to 90% of your home’s value, minus any existing mortgages or liens and draw against your home equity line for 120 months. Access funds when you need them and only pay interest on what you use. Plus, you’ll enjoy:
Current as of 07/01/2020
Rates are variable and subject to change at any time. Rates and terms are contingent upon, including, but not limited to: credit history, loan to value, lien position, amount requested, and other risk based criteria.
HELOC APRs do not include costs and rate may change after consummation. Maximum APR over life of loan is 18.00%. Third-party provider fees for services including but not limited to title insurance, appraisals, and flood determination may apply and pass-through costs could range from $0 – $1600.
During HELOC draw period, payments equal monthly payments of interest only and principal is not reduced. At end of the draw period, your monthly payment will increase equal to the principal and interest amount necessary to repay the loan balance over the remaining loan term. HELOC draw periods up to 10 years. After the draw period ends, the line of credit converts to a loan in which you repay both principal and interest (with no further draws) for up to 15 years.
Make sure you have all of the documents necessary to start your loan.
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