Education, our passion. Giving back, our promise.
Education, our passion. Giving back, our promise.
There are many great ways to use the equity in your home to your advantage. Many people use it to make home improvements, pay for education, pay off debts, go on a dream vacation, or invest elsewhere. Our team is here to help make the most of your home equity.
For members who want to borrow a certain amount of money up front and would like to have fixed payments, our Home Equity Loan may be right for you.
Inspirus Credit Union, a Division of Gesa Credit Union will finance a fixed-rate, one-time loan advance using the equity in a member’s primary residence as collateral for the loan. The property must be located in Washington, Oregon or the following counties in Idaho: Benewah, Bonner, Boundary, Clearwater, Kootenai, Latah, Lewis, Nez Perce or Shoshone. Appraisal may be required. Loan value restrictions apply. Minimum loan amount is $20,000. All rates and terms offered are dependent on credit qualification, are subject to loan to value guidelines, and are subject to change. Contact Inspirus Credit Union, a Division of Gesa Credit Union for full program details.
For those who want the flexibility to borrow against their home as they need it or to have access to funds for emergencies, our Home Equity Line of Credit could be a solid choice.
Inspirus Credit Union, a Division of Gesa Credit Union will finance a line of credit using the equity in a member's primary residence as collateral for the loan. The property must be located in Washington, Oregon or the following counties in Idaho: Benewah, Bonner, Boundary, Clearwater, Kootenai, Latah, Lewis, Nez Perce or Shoshone. The interest rate is variable and based on Prime rate as published in the Wall Street Journal plus a margin. Annual Percentage Rate can adjust quarterly. Minimum loan amount is $10,000. Annual fee of $30 applies during draw period. Closing fees will be paid by the member. Property insurance is required. All rates and terms offered are dependent on credit qualification, are subject to loan to value and debt to income guidelines and are subject to change. Contact Inspirus Credit Union, a Division of Gesa Credit Union for full program details.
Make sure you have all of the documents necessary to start your loan.
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