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Other Collateral Loans

Whatever your lifestyle, finance your vehicles and equipment with us.

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Buy new or used, or refinance

  • Includes off-road motorcycles, ATVs, snowmobiles, campers, toy haulers, and more.
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Lowest APR available


Repayment penalties


Current as of 09/01/2020

Term APR* as low as
48 months 6.99%
60 months 7.24%
72 months 7.99%
84 months 8.49%

The Fine Print

*APR: Annual Percentage Rate.

Additional Information: This includes street legal motorcycles, ATV, Utility Trailer, & Misc. Rates include a 0.25% discount for automatic payments from a checking or savings account. Although the credit union charges no fees for other collateral loans, fees charged by third parties (including other financial institutions or agencies like the Department of Licensing) may apply. Some restrictions and fees apply on refinances. Rates range from 6.99% - 15.99% APR. The rate you receive is subject to your credit history, the age of the collateral, loan term, and loan to value. Rates offered are subject to change at any time.

Ineligible Collateral: No salvage vehicles, branded titles, or lemon-law buy-backs.

Example: On a $20,000 other collateral loan at 8.49% APR, you would make 84 monthly payments of $633.26.

Some restrictions and fees may apply for refinances.

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Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans as well as personal loans that put our members first.

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