Lowest APR available
Current as of 07/01/2020
*APR: Annual Percentage Rate.
Additional Information: This includes street legal motorcycles, ATV, Utility Trailer, & Misc. Rates include a 0.25% discount for automatic payments from a checking or savings account. Although the credit union charges no fees for other collateral loans, fees charged by third parties (including other financial institutions or agencies like the Department of Licensing) may apply. Some restrictions and fees apply on refinances. Rates range from 6.99% - 15.99% APR. The rate you receive is subject to your credit history, the age of the collateral, loan term, and loan to value. Rates offered are subject to change at any time.
Ineligible Collateral: No salvage vehicles, branded titles, or lemon-law buy-backs.
Example: On a $20,000 other collateral loan at 8.49% APR, you would make 84 monthly payments of $633.26.
Some restrictions and fees may apply for refinances.
Opening an account shouldn’t cost an arm and a leg, and it won’t at Inspirus!
Inspirus members have the ability to pay off a loan at any time with absolutely no repayment penalty or fee.
Borrow up to 100% of the purchase price on new or used collateral. That includes tax, license, and additional products such as GAP, extended warranties, and payment protection products on top of the actual sale price.
By protecting your loan balance, you’re protecting yourself and loved ones from accumulating unwanted debt in the event of death, disability, or involuntary unemployment. You have multiple package options to choose from. Your payments will be based on the package selected and your monthly outstanding loan balance. Learn more
Feeling the pinch this month and could use a little extra cash? Skip-A-Payment lets you defer your monthly payment on eligible Inspirus Credit Union loans without affecting your credit rating. We’ll simply add any skipped payments to the end of your loan term.
Click here to learn more
If your vehicle breaks down, MRC can help alleviate some of the repair costs and service expenses (less any deductible). You’ll also get peace of mind from 24-hour emergency roadside assistance, receive rental and travel expense reimbursement if needed, and can easily transfer coverage if you sell the vehicle. For claims, visit mrclaims.net
In the event that your vehicle is stolen or totaled in an accident, you may owe more than the vehicle is actually worth. GAP Plus coverage protects you from owing on the balance to help with the replacement vehicle.
Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans as well as personal loans that put our members first.