Lowest APR available for 84 month term
Current as of 10/01/2019
Current rates from 7.90% – 18.00% APR. Subject to change at any time. Rates shown include 0.50% discount for automatic payment.
Loan Example: Monthly principal and interest payment of $423.96 on a $20,000 loan at 9.90% APR with a term of 60 months.
Opening an account shouldn’t cost an arm and a leg, and it won’t at Inspirus!
Inspirus members have the ability to pay off a loan at any time with absolutely no repayment penalty or fee.
Feeling the pinch this month and could use a little extra cash? Skip-a-Payment lets you defer your monthly payment on eligible Inspirus Credit Union loans without affecting your credit rating. We’ll simply add the payment to the end of your loan term, so a 60-month loan becomes a 61-month loan. Loans eligible for Skip-A-Payment include:
Visit our FAQs to learn more
You can relax knowing that whether you’re traveling on vacation, out to dinner with the in-laws, or grabbing those last minute groceries, we can provide you with the necessary funds if you overdraw your account. Opt-in online, or complete and return this form (PDF). For assistance with the form please call 888-628-4010.
Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans available as well as loans for new or used cars and recreational vehicles.