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Education, our passion. Giving back, our promise.

This savings-secured loan helps you get the lowest rates possible and lets you earn money while you repay the loan.

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How it works

  • Your Inspirus Savings account funds are used as collateral
  • You get instant access to funds with a low, competitive rate
  • Savings are on hold for the term of the loan
Happy elderly couple.

The best part? Because your savings are intact, you keep earning dividends even while you have the loan!


Lowest APR available


Setup fees


Current as of 10/01/2019

Terms APR
Up to 60 months 2.09%

The Fine Print

Rates shown include 0.50% discount for loan repayment by automatic payment.
Loan Example: Monthly principal and interest payment of $175.68 on a $10,000 loan at 2.09% with a term of 60 months.

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Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans available as well as loans for new or used cars and recreational vehicles.

Opening a savings account establishes membership with Inspirus Credit Union and must be maintained to remain an active member.

Three ways to apply