RV and Marine Loans: Boats, Campers, and More | Inspirus Credit Union

PLAN AHEAD. From 5 pm, October 30 through the morning of November 2, our team will be working hard to migrate your information and accounts into Gesa's systems as part of our merger. Our Member Contact Center, Digital Banking, and Mobile Banking will be unavailable during this transfer. Our Member Contact Center and branches will reopen on November 2. There's always the chance it will take longer than expected, in which case some services may not be available until the transfer is complete. Thank you for your patience as we go through this exciting update together.

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RV and Marine Loans

If you like spending time in the great outdoors, an RV loan can put you on the road to relaxation or exhilaration.

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Buy new or used, or refinance

  • All boat and RV types apply
Man driving a boat on the lake.

Ready to explore? Buy new or used, or refinance from another lender on recreational vehicles, including:


Lowest APR available


Repayment penalties

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Current as of 10/01/2020

Terms APR*
Up to 180 months 2.99% - 17.49%

The Fine Print

Rate includes 0.50% discount for members having a Gesa checking account or Gesa Visa® credit card. Additionally, rate also includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

On new and used recreational vehicles and boat loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms and fees are subject to change. Contact Gesa for full program details.

Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.

Rates are effective as of 9/1/2020.

Payment Example – New Marine/RV Loan: fixed rate; terms to 60 months. $17.96 a month based per $1,000 on a 5 year loan at 2.99% APR. Payment Example – Used Marine/RV Loan: fixed rate; terms to 60 months. $18.08 a month based per $1,000 on a 5 year loan at 3.24% APR.

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Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans as well as personal loans that put our members first.

Three ways to apply