Lowest APR available
Current as of 10/01/2019
Current rates from 4.99% – 17.84%. Subject to change at any time. Rates shown include 0.50% discount for automatic payment. Rates and terms subject to, but not limited to: credit history, age of collateral, loan to value, and loan term.
Payment Example: on a $40,000 recreational vehicle loan at 7.49% APR, you would make 120 monthly payments of $474.60.
Additional restrictions and fees may apply.
Opening an account shouldn’t cost an arm and a leg, and it won’t at Inspirus!
Inspirus members have the ability to pay off a loan at any time with absolutely no repayment penalty or fee.
Borrow up to 100% of the purchase price on a new or used recreational vehicle. That includes tax, license, and additional products such as GAP, extended warranties, and payment protection products on top of the actual sale price.
By protecting your loan balance, you’re protecting yourself and loved ones from accumulating unwanted debt in the event of death, disability, or involuntary unemployment. You have multiple package options to choose from. Your payments will be based on the package selected and your monthly outstanding loan balance. Learn more
Feeling the pinch this month and could use a little extra cash? Skip-a-Payment lets you defer your monthly payment on eligible Inspirus Credit Union loans without affecting your credit rating. We’ll simply add the payment to the end of your loan term, so a 60-month loan becomes a 61-month loan. Loans eligible for Skip-A-Payment include:
Visit our FAQs to learn more
If your vehicle breaks down, MRC can help alleviate some of the repair costs and service expenses (less any deductible). You’ll also get peace of mind from 24-hour emergency roadside assistance, receive rental and travel expense reimbursement if needed, and can easily transfer coverage if you sell the vehicle. For claims, visit mrclaims.net
In the event that your vehicle is stolen or totaled in an accident, you may owe more than the vehicle is actually worth. GAP Plus coverage protects you from owing on the balance to help with the replacement vehicle.
Already pre-approved for an Inspirus loan? Easily get the ball rolling on another loan or refinance at our low Inspirus rates. We have home equity loans as well as personal loans that put our members first.